Last Minute Gift Ideas

Are you done with your Christmas shopping yet? If you’re looking for some inspiration, you’re in luck. Here are a few great gift ideas for your loved ones:

  • For children
    • A 529 plan contribution. What is better than a gift towards someone’s education? I bet they get enough toys anyway.
    • A share of stock. You no longer need to overpay for a commemorative stock certificate. Open an online brokerage account with a small minimum investment. Make sure the stock you buy is relatable (Disney or McDonalds are classics).
  • For young adults
    • A Roth IRA contribution (subject to income limitations)
    • A one-hour session with an investment advisor
    • A subscription to YNAB (You Need a Budget)
  • For any age
    • A donation to their favorite charity (think about using appreciated stock or a Qualified Charitable Distribution)
    • Home baked cookies. I never said it had to be a finance-related gift. Who doesn’t like Christmas cookies?

Enjoy the holidays!

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