Investment Banking

Cherry Tree and Associates provides investment banking services through its FINRA-licensed broker dealer. Its M&A practice targets successful business leaders and established corporations to creatively build value, and to maximize liquidity opportunities by executing professionally managed transactions. Additionally, our firm raises money for growth companies through institutional private placements, conducts valuations and fairness opinions and performs strategic advisory services that help companies grow and prosper.

Wealth Management

Cherry Tree’s affiliate, Adam Smith Advisors (ASA), provides wealth management services to assist successful business leaders and families in managing their net worth. It also manages 401K retirement plans for growing companies. ASA uses Asset Allocation Strategies and low fee index funds, to implement an Individually Tailored Investment Plan for each client. Adam Smith is a Registered Investment Advisor.


• Sign up here to be emailed when a new article is posted.


If I Won the Lottery…

If I Won the Lottery…
I like to buy a Powerball ticket every once in a while. I know I’m not going to win, but $2 is pretty cheap entertainment. I like to dream about what I would do with the winnings. Whose mortgages would I pay off? Where would I travel? Would I still […]

By |April 30th, 2019|Wealth Management|

Stock Tips from Company Executives

Stock Tips from Company Executives
I think most people know better than to take stock tips from their friends these days. In a world where information is distributed so quickly, what are the odds that your pal found some information that everyone else missed? They aren’t very good. But what about company executives? When they tell […]

By |April 23rd, 2019|Wealth Management|

Tips for Helping your Parents with Finances

Tips for Helping your Parents with Finances
There are certain things I don’t look forward to as my parents age. They are in their mid-60s, so hopefully these things should still be many years from now. Nevertheless, I don’t look forward to telling them they should stop driving. I don’t want to be the one to […]

By |April 16th, 2019|Wealth Management|

Save for Tomorrow

Save for Tomorrow
Saving for retirement is sort of like eating your vegetables. We all know it’s good for us, but most of us don’t do as much of it as we should. There’s a reason for this. It’s called present bias. We give full value to things that happen now and discount things that happen […]

By |April 9th, 2019|Wealth Management|

A Plan for Too Much Money

A Plan for Too Much Money
What would you do if you found out you had too much money? Yes, this is actually a thing. Some people are such good savers that they turn around at age 65 and see that they are going to die with a lot of assets leftover (obviously they weren’t spending […]

By |April 2nd, 2019|Wealth Management|

Tread Carefully With Opportunity Zones

Tread Carefully With Opportunity Zones
The 2017 tax bill created an exciting opportunity for real estate investors – opportunity zones. To incentivize real estate development in these areas, the IRS is offering to defer and eliminate some capital gains taxes on these transactions. For instance, the gain on the real estate will not be taxed if […]

By |March 19th, 2019|Wealth Management|

The Best Investment Strategy is…

The Best Investment Strategy is…

The best investment strategy is the one you can stick with. There will always be someone with a better portfolio than you in the short-term, likely because they got lucky or took a lot of risk. You need to have a basic understanding about how your strategy works so that you […]

By |March 12th, 2019|Wealth Management|

Reasons to Work with a Financial Advisor by Decade

Reasons to Work with a Financial Advisor by Decade
Here’s a quick list I created that gives common questions that lead people to work with a financial advisor by each decade of life:

20s – How should I invest my 401k? How much should I be saving for retirement? Which loans should I pay down first?

30s – […]

By |March 5th, 2019|Wealth Management|

The “Stay Rich” Part of Your Portfolio

The “Stay Rich” Part of Your Portfolio
There should be two parts to your investments. You want to have a “get rich” part of your portfolio. Those are the stocks that fuel growth in your retirement savings. You also want to have a “stay rich” part of your portfolio. Those are the boring bonds that provide […]

By |February 26th, 2019|Wealth Management|

How Was Your Advisor Trained?

How Was Your Advisor Trained?

There are two ways to build a wealth management firm. One is based on a sales culture, with some supporting training for the actual financial knowledge. The other is based on learning the business and financial knowledge from the ground up, with no expectations for sales in the first few years.
It […]

By |February 19th, 2019|Wealth Management|