Investment Banking

Cherry Tree and Associates provides investment banking services through its FINRA-licensed broker dealer. Its M&A practice targets successful business leaders and established corporations to creatively build value, and to maximize liquidity opportunities by executing professionally managed transactions. Additionally, our firm raises money for growth companies through institutional private placements, conducts valuations and fairness opinions and performs strategic advisory services that help companies grow and prosper.

Wealth Management

Cherry Tree’s affiliate, Adam Smith Advisors (ASA), provides wealth management services to assist successful business leaders and families in managing their net worth. It also manages 401K retirement plans for growing companies. ASA uses Asset Allocation Strategies and low fee index funds, to implement an Individually Tailored Investment Plan for each client. Adam Smith is a Registered Investment Advisor.


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Challenging Your Thinking

Challenging Your ThinkingLast week I received an email from a client titled “Change of plans.” They were reversing course on a major decision; one we had talked about many times. The email made it sound like they had put some serious further thought into this and were confident in their decision. Guess what I did? […]

By |August 13th, 2019|Wealth Management|

Advanced Level Worrying

Advanced Level Worrying
Charnelle and I coined a phrase that we use to kindly remind each other when we’re worrying too far ahead. We call it “advanced level worrying.” Let me give you an example. Adoption costs a lot of money – tens of thousands of dollars. As we were waiting for years through our first […]

By |August 6th, 2019|Wealth Management|

Claim your $125 from Equifax

Claim your $125 from Equifax
Equifax settled with the Federal Trade Commissions (FTC) over its massive data breach two years ago. If you were involved in the breach, it’s quite easy to make a claim. You are entitled to either free monitoring at the three credit bureaus, or $125. You must have credit monitoring and maintain […]

By |July 30th, 2019|Wealth Management|

A Pause on Major Decisions

A Pause on Major Decisions
At some point in life you will be confronted with a life-changing event. These include the death of a spouse, a job loss, a major injury, or even something like a life-changing inheritance. When something like this occurs, you may be faced with some major decisions. You may feel pressure to […]

By |July 23rd, 2019|Wealth Management|

Rental Car Insurance

Rental Car Insurance
This is a public service announcement. When you rent a car in the U.S., you should most likely pass on the rental car insurance they will try to sell you. I started passing on this coverage in my mid-twenties. At first it was because I figured it wasn’t very likely I would get […]

By |July 16th, 2019|Wealth Management|

Financial Check-Up for Expectant Parents

Financial Check-Up for Expectant Parents
 Is there a baby on the way in your family? Here are some things to think about:

Life insurance – Parents should make sure they have enough life insurance to pay off the mortgage and support their children if they pass away. Don’t waste your money on expensive life insurance policies. […]

By |June 25th, 2019|Wealth Management|

Everything in Moderation

Everything in moderation
There was a time, five years ago, that I was really focused on increasing the gas mileage in my car. I would note my miles per gallon each time I filled up my tank and do anything I could to improve it. I would drive the speed limit on freeways in town. That […]

By |June 18th, 2019|Wealth Management|

Skip IPOs to Improve Your Returns

Skip IPOs to Improve Your Returns
A number of large privately owned companies made splashy debuts on the stock market this year. Some have been really good (Zoom and Beyond Meat). Some have been really bad (Lyft and Uber). Before you go chase the next Beyond Meat (up 244% in its first three weeks of trading), […]

By |June 4th, 2019|Wealth Management|

Starting a New Job

Starting a New Job
Whether you are climbing the corporate ladder in a new role or changing careers altogether, starting a new job can create a sense of excitement. Often times that excitement is accompanied by a nervousness due simply to a lack of familiarity. A part of the uneasiness comes from the many financial decisions […]

By |June 3rd, 2019|Wealth Management|

My First Gravel Ride

My First Gravel Ride
I finished up my first gravel bike ride a week and a half ago. I’m new to this scene. It’s a community of cyclists who love going for long rides and challenging themselves. Most rides I’ve heard of are at least 50 miles long, wind through country gravel roads, and are unsupported. […]

By |May 28th, 2019|Wealth Management|