Investment Banking

Cherry Tree and Associates provides investment banking services through its FINRA-licensed broker dealer. Its M&A practice targets successful business leaders and established corporations to creatively build value, and to maximize liquidity opportunities by executing professionally managed transactions. Additionally, our firm raises money for growth companies through institutional private placements, conducts valuations and fairness opinions and performs strategic advisory services that help companies grow and prosper.

Wealth Management

Cherry Tree’s affiliate, Adam Smith Advisors (ASA), provides wealth management services to assist successful business leaders and families in managing their net worth. It also manages 401K retirement plans for growing companies. ASA uses Asset Allocation Strategies and low fee index funds, to implement an Individually Tailored Investment Plan for each client. Adam Smith is a Registered Investment Advisor.


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Investing Lessons from 2019

Investing Lessons from 2019
I told you a few weeks ago that you can ignore January forecasts. Your time is better spent looking back at 2019 to see what you can learn.

What did I learn? Much of what I saw last year reinforced long held beliefs. Such as:

The cost of investing continues to fall. Trading […]

By |January 21st, 2020|Wealth Management|

The Next Recession

The Next Recession
That’s a wrap on the holiday season. Now we’re in the midst of the prediction season. It’s time for countless experts to emerge and tell us when the next recession is coming. You can tune that out, unless you’re reading purely for entertainment value. Certainly, don’t make any investment decisions based on someone’s […]

By |January 10th, 2020|Wealth Management|

Last Minute Gift Ideas

Last Minute Gift Ideas
Are you done with your Christmas shopping yet? If you’re looking for some inspiration, you’re in luck. Here are a few great gift ideas for your loved ones:

For children

A 529 plan contribution. What is better than a gift towards someone’s education? I bet they get enough toys anyway.
A share […]

By |December 17th, 2019|Wealth Management|

Long-term contracts

Long-term contracts
If someone offered you a guaranteed 6% return for the next 20 years, with the condition that your money was locked up for the entire time period, would you take it? Call me crazy, but I wouldn’t do it. In fact, I avoid as many long-term contracts as possible because it gives me the […]

By |December 10th, 2019|Wealth Management|

If I have to ask…

If I have to ask…
I went to Wendy’s over lunch today. They have 10-piece nuggets on their 2 for $5 menu. I drove up to the drive-thru and ordered 2 10-piece nuggets. They told me that would be $7.18. Wait a minute, sales tax isn’t that high. I asked, “Aren’t they 2 for $5?” He […]

By |December 3rd, 2019|Wealth Management|

Holiday Season

Holiday Season
The Holiday season is upon us. Next week my family and friends will be gathering for the Walk to End Hunger (check out www.walktoendhunger.org), our favorite way to start Thanksgiving Day. From there it seems like one big party from our Thanksgiving meal to the many Christmas celebrations and finally New Year’s Day! Maybe […]

By |November 19th, 2019|Wealth Management|

You Can Save More Next Year

You Can Save More Next Year
You can save more next year. Okay, okay. You can always save more next year, or at least try to. Being more specific, you can save more in your 401k next year. The IRS increased its contribution limits for 2020. In case you missed it, here are the new limits.

Anyone […]

By |November 12th, 2019|Wealth Management|

Optimizing Wealth ≠ Maximizing Wealth

Optimizing Wealth ≠ Maximizing Wealth
My job as an investment advisor is to help people optimize their wealth. By optimize, I mean helping them use their money efficiently towards what they want to accomplish. This may be giving money to charity, paying down debt, growing their money, or even making sure they can sustain their comfortable […]

By |November 5th, 2019|Wealth Management|

Know your limits

Know your limits
You can save a lot of money by learning to do things yourself. You can also cost yourself a lot of money by trying to do too much yourself. Let’s take your car for instance. You can save some money by changing your own oil. It’s not too complicated and there’s not too […]

By |October 29th, 2019|Wealth Management|

Abundance Mindset

Abundance Mindset
We hit a major milestone in the O’Connor household this month. My daughter learned sign language for “more.” That means she no longer screams when she needs us to put more food on her highchair. What a relief! Next up – teaching her an abundance mindset.

You see if Raelyn has five pieces of cheese […]

By |October 22nd, 2019|Wealth Management|