Investment Banking

Cherry Tree and Associates provides investment banking services through its FINRA-licensed broker dealer. Its M&A practice targets successful business leaders and established corporations to creatively build value, and to maximize liquidity opportunities by executing professionally managed transactions. Additionally, our firm raises money for growth companies through institutional private placements, conducts valuations and fairness opinions and performs strategic advisory services that help companies grow and prosper.

Wealth Management

Cherry Tree’s affiliate, Adam Smith Advisors (ASA), provides wealth management services to assist successful business leaders and families in managing their net worth. It also manages 401K retirement plans for growing companies. ASA uses Asset Allocation Strategies and low fee index funds, to implement an Individually Tailored Investment Plan for each client. Adam Smith is a Registered Investment Advisor.

About John O'Connor

John has more than ten years experience as an Investment Advisor. He focuses on devising and maintaining portfolios that meet individuals’ needs, investment research, and investment strategy. John has been recognized as a “FIVE STAR wealth manager” by Twin Cities Business Magazine for 2016, 2017, 2018 and 2019.

A Pause on Major Decisions

A Pause on Major Decisions
At some point in life you will be confronted with a life-changing event. These include the death of a spouse, a job loss, a major injury, or even something like a life-changing inheritance. When something like this occurs, you will be faced with some major decisions. You may feel pressure to […]

By |July 23rd, 2019|Wealth Management|

Rental Car Insurance

Rental Car Insurance
This is a public service announcement. When you rent a car in the U.S., you should most likely pass on the rental car insurance they will try to sell you. I started passing on this coverage in my mid-twenties. At first it was because I figured it wasn’t very likely I would get […]

By |July 16th, 2019|Wealth Management|

Financial Check-Up for Expectant Parents

Financial Check-Up for Expectant Parents
 Is there a baby on the way in your family? Here are some things to think about:

Life insurance – Parents should make sure they have enough life insurance to pay off the mortgage and support their children if they pass away. Don’t waste your money on expensive life insurance policies. […]

By |June 25th, 2019|Wealth Management|

Everything in Moderation

Everything in moderation
There was a time, five years ago, that I was really focused on increasing the gas mileage in my car. I would note my miles per gallon each time I filled up my tank and do anything I could to improve it. I would drive the speed limit on freeways in town. That […]

By |June 18th, 2019|Wealth Management|

Skip IPOs to Improve Your Returns

Skip IPOs to Improve Your Returns
A number of large privately owned companies made splashy debuts on the stock market this year. Some have been really good (Zoom and Beyond Meat). Some have been really bad (Lyft and Uber). Before you go chase the next Beyond Meat (up 244% in its first three weeks of trading), […]

By |June 4th, 2019|Wealth Management|

My First Gravel Ride

My First Gravel Ride
I finished up my first gravel bike ride a week and a half ago. I’m new to this scene. It’s a community of cyclists who love going for long rides and challenging themselves. Most rides I’ve heard of are at least 50 miles long, wind through country gravel roads, and are unsupported. […]

By |May 28th, 2019|Wealth Management|

A Simple Truth

A Simple Truth
I have spent a lot of time pouring over why value stocks have underperformed growth stocks in the U.S. over the past decade. In my search to confirm that value investing is still a useful strategy, a simple truth emerged. Value stocks underperformed growth stocks…because they were supposed to. Value stocks are expected […]

By |May 21st, 2019|Wealth Management|

Learn from Others’ Mistakes

Learn from Others’ Mistakes
Charlie Munger and Warren Buffett have shared a lot of sage investment wisdom over the years. Munger had a great interview in the Wall Street Journal leading up to this year’s Berkshire Hathaway annual meeting (WSJ). In it, he repeated one of my favorite nuggets. He wants to learn as much as […]

By |May 14th, 2019|Wealth Management|

Risky Business

Risky Business

Let’s talk about risky jobs. When I put together a portfolio for a client, I look at how risky their job is. A job can be risky for a variety of reasons. There can be a high risk of injury (coal mining), there can be a high risk of job loss (construction), or the […]

By |May 7th, 2019|Wealth Management|

If I Won the Lottery…

If I Won the Lottery…
I like to buy a Powerball ticket every once in a while. I know I’m not going to win, but $2 is pretty cheap entertainment. I like to dream about what I would do with the winnings. Whose mortgages would I pay off? Where would I travel? Would I still […]

By |April 30th, 2019|Wealth Management|