Investment Banking

Cherry Tree and Associates provides investment banking services through its FINRA-licensed broker dealer. Its M&A practice targets successful business leaders and established corporations to creatively build value, and to maximize liquidity opportunities by executing professionally managed transactions. Additionally, our firm raises money for growth companies through institutional private placements, conducts valuations and fairness opinions and performs strategic advisory services that help companies grow and prosper.

Wealth Management

Cherry Tree’s affiliate, Adam Smith Advisors (ASA), provides wealth management services to assist successful business leaders and families in managing their net worth. It also manages 401K retirement plans for growing companies. ASA uses Asset Allocation Strategies and low fee index funds, to implement an Individually Tailored Investment Plan for each client. Adam Smith is a Registered Investment Advisor.

About John O'Connor

John has more than ten years experience as an Investment Advisor. He focuses on devising and maintaining portfolios that meet individuals’ needs, investment research, and investment strategy. John has been recognized as a “FIVE STAR wealth manager” by Twin Cities Business Magazine for 2016, 2017, 2018 and 2019.

Reconciliation and the Stock Market

Reconciliation and the Stock Market

I went to a retreat at St. John’s a few weeks ago. Up there I had the chance to go to Reconciliation. Reconciliation is one of those things that sounds super intimidating and awful but is really a wonderful thing. You go and talk to a priest about the things you’ve […]

By |February 17th, 2020|Wealth Management|

My Plan for College Savings

My Plan for College Savings
Saving for college today has enough variables to make your head spin. My daughter is 1 ½ years old. Will the college costs keep compounding at the same insanely high rate? What will financial aid look like in 17 years? Which accounts do I want the money in to best position […]

By |February 11th, 2020|Wealth Management|

Brexit – A Case of “Forget You!” Money

Brexit – A Case of “Forget You!” Money
I wrote a couple of years ago about the freedom that comes from saving up “Forget You!” money. That is to say, having money in the bank gives you the flexibility to do what you want (see that blog here)

It just occurred to me that Brexit is a case […]

By |February 4th, 2020|Wealth Management|

Inherited stocks

Inherited Stocks
You would be surprised by the number of individuals I have helped over the years who hold a very large position in a single stock. I’m not talking about corporate executives who received compensation in stock and work for years to diversify it. I’m talking about families who invested in their local company and […]

By |January 28th, 2020|Wealth Management|

Investing Lessons from 2019

Investing Lessons from 2019
I told you a few weeks ago that you can ignore January forecasts. Your time is better spent looking back at 2019 to see what you can learn.

What did I learn? Much of what I saw last year reinforced long held beliefs. Such as:

The cost of investing continues to fall. Trading […]

By |January 21st, 2020|Wealth Management|

The Next Recession

The Next Recession
That’s a wrap on the holiday season. Now we’re in the midst of the prediction season. It’s time for countless experts to emerge and tell us when the next recession is coming. You can tune that out, unless you’re reading purely for entertainment value. Certainly, don’t make any investment decisions based on someone’s […]

By |January 10th, 2020|Wealth Management|

Last Minute Gift Ideas

Last Minute Gift Ideas
Are you done with your Christmas shopping yet? If you’re looking for some inspiration, you’re in luck. Here are a few great gift ideas for your loved ones:

For children

A 529 plan contribution. What is better than a gift towards someone’s education? I bet they get enough toys anyway.
A share […]

By |December 17th, 2019|Wealth Management|

Long-term contracts

Long-term contracts
If someone offered you a guaranteed 6% return for the next 20 years, with the condition that your money was locked up for the entire time period, would you take it? Call me crazy, but I wouldn’t do it. In fact, I avoid as many long-term contracts as possible because it gives me the […]

By |December 10th, 2019|Wealth Management|

If I have to ask…

If I have to ask…
I went to Wendy’s over lunch today. They have 10-piece nuggets on their 2 for $5 menu. I drove up to the drive-thru and ordered 2 10-piece nuggets. They told me that would be $7.18. Wait a minute, sales tax isn’t that high. I asked, “Aren’t they 2 for $5?” He […]

By |December 3rd, 2019|Wealth Management|

Holiday Season

Holiday Season
The Holiday season is upon us. Next week my family and friends will be gathering for the Walk to End Hunger (check out www.walktoendhunger.org), our favorite way to start Thanksgiving Day. From there it seems like one big party from our Thanksgiving meal to the many Christmas celebrations and finally New Year’s Day! Maybe […]

By |November 19th, 2019|Wealth Management|