ASFA leads decision-making that leads to more efficient, better-managed family financial situations. Our process is driven by individual and family needs, which are continually reviewed to ensure best investment strategies and cash management.  Our regular review assumes that your wealth strategy is continually aligned both to family financial and relationship changes and to market and economic conditions. 

OUR CLIENT EXPERIENCE

ASFA is committed to providing wealth management services that address our client families’ overall financial situation. It is important for us to know our clients extremely well and to understand their financial goals so that we can tailor financial strategies accordingly. Our client interactions involve several phases:

Discovery: Understanding what is important to our clients and their family members and collecting all information necessary to manage their financial affairs. We cover financial topics such as investing familiarity and background, risk profiles, and current brokerage arrangements, as well as values, personal goals, family dynamics and future life challenges.

Analysis: We formulate successful wealth strategies by first carefully analyzing clients existing investments, risk tolerance, balance sheets and projected lifetime cash flows.

Planning: Preparation of a detailed financial plan that will become a "living document" in our future client interactions. This report clearly depicts your discovery profile and lifetime cash flows, our balance sheet analysis, and a strategic investment plan. Through your wealth strategy document, we carefully communicate our understanding of a client's needs and how we intend to manage your investment portfolio, balance sheet, and lifetime cash flows.

Reporting, Rebalancing & Recalibrating: Regular financial reporting, client meetings and phone conversations are established to ensure that we are always aware of our client's needs and that they are fully informed as to how their money is being managed. We rebalance portfolios to assure that over long periods of time, you build value by buying low and selling high. We regularly recalibrate your plan to assure that it fits you very well.